How to find a Roth IRA that won't let you down

Courtesy USATODAY.com Money - Waggoner  Fri, 01/09/2009 - 14:09

Thanks to the lousy stock market, your parents are probably making a few changes in their retirement plans. They're thinking about moving into a cave.

But if you're young, you can probably begin a retirement plan that doesn't involve living with bears. If you can, open a Roth IRA.

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