Mortgages: How Rates Are Set

10 tips on mortgages for 2010
Will the loan market stay tight? Will bankers remain skeptical? What will happen to interest rates? Read on for answers to those questions and more.

Interest Rates Are Low, but Banks Balk at Refinancing
Banks that once handed out home loans freely are now imposing such stringent requirements that many homeowners who might want to refinance are effectively locked out.

Mortgages: A Down Payment Anomaly
For most people, it turns out, smaller down payments result in lower interest rates.

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