stocks and bonds

Annuity-style investments promise to turn a nest egg held in stocks and bonds into a stream of guaranteed payments. But can they really deliver?

A lot has changed since the recession began, including the roles stocks and bonds play in investors' portfolios. For starters, get used to more cash, catastrophes and regulation.

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Though it may go against conventional wisdom, you can simply pick an allocation of stocks and bonds that you can live with for a long while and stick with it.