Wal-Mart's entry has added to the already-growing competition as cost-conscious consumers shy away from contracts. But look closely at what prepaid plans offer.
Open a checking account, get $100
Incentives of $100 or more are being offered to open accounts and bring in new business. But budget-conscious consumers should make note of the requirements.
Dow's dogs poised for a comeback
Focusing on out-of-favor Dow Jones stocks hasn't worked so well recently, but a 2010 list that includes Chevron, Wal-Mart, McDonald's and Kraft looks promising.
Gift cards: Use 'em or lose money
Got a gift card from Wal-Mart, Best Buy or American Express this holiday season?
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