Ever since its inception 12 years ago, the Roth individual retirement account has been popular with investors who love its simplicity.
But not everyone who wants a Roth can have one. You can't contribute to a Roth this year if your modified adjusted gross income exceeds $176,000 if you're married or $120,000 if you're single. however, starting in 2010, the income limit on Roth conversions will disappear, providing a backdoor way for anyone who has an IRA to own a...
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