The rules, which take effect in July 2010, will allow credit card companies to raise interest rates only on new credit cards and future purchases or advances.
Watch Out for a Credit Card Act Loophole
Before many provisions in the Credit Card Act took effect earlier this year, credit card companies routinely would apply customers' payments first to balances with the lowest interest rates....
Pay your bill, get a reward
Three new credit cards reduce interest rates or give points for paying on time. But if you rarely carry a balance, you're probably better off looking elsewhere.
The world's worst credit cards
Monstrous fees, high interest rates, disappearing rewards . . . credit card companies are battering consumers across the board. But no cards are worse than these.
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