Borrowers with high balances may find the numbers favor refinancing, but for those who don’t owe much, closing costs may overshadow savings.
mortgage borrowersMortgages: Reasons Not to Refinance a MortgageNYT > Your Money Sat, 09/18/2010 - 15:47
Home buyers need good credit score even with 20% down payment USATODAY.com Money - Block Mon, 12/14/2009 - 19:52
Fannie Mae is requiring mortgage borrowers with a 20% down payment to have a credit score of at least 620. What you can do to boost your score.
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